ALLAN GRAY FEATURE– Are you making the most out of your tax-free investments?

--:--

GUEST – Mthobisi Mthimkhulu, Direct Clients manager at Allan Gray

As long-term investors, we often say that there is no such thing as a free lunch: Performance is seldom delivered in a straight line, get-rich-quick schemes usually end in disappointment, and building long-term wealth takes time.

This means that long-term investors must exercise patience, have conviction in their investment strategies, and apply a consistent approach in order to meet their investment objectives. This is also true of tax-free investment (TFI) products: The real benefits are derived over longer periods of time. Mthobisi Mthimkhulu, Direct Clients manager at Allan Gray, joins Kaya Biz to discuss tax-free investment accounts and how to maximise the benefits they offer.

27 Jun 2023 English South Africa Investing · Investing

Other recent episodes

ALLAN GRAY – Lessons for investing in uncertain times

GUEST - Tim Acker - Portfolio manager at Allan Gray With 2024 being an election year for almost half the world’s population, including South Africa, the US and the UK, many investors are worried about what the future holds and how it will affect their wealth. But the times we…

9 Apr 9 min

ALLAN GRAY - How excess retirement fund contributions can benefit you throughout your lifetime

GUEST - Meagan Fraser, Tax manager at Allan Gray One of the key benefits of investing for retirement using a retirement fund is the generous tax deduction taxpayers receive for saving towards their retirement. But is there any benefit in contributing beyond the maximum annual tax-deductible amount to a retirement…

26 Mar 8 min

ALLAN GRAY – How to achieve a sustainable retirement income

GUEST – Richard Carter - Head of Assurance at Allan Gray According to industry stats, the average South African retiree can replace just 31% of their monthly income when they reach retirement. Most income-earners face the very real risk of outliving their retirement nest egg. Richard Carter, head of Assurance…

12 Mar 15 min

ALLAN GRAY: How staying the course gives you the long-term edge

GUEST - Mthobisi Mthimkhulu - Direct Clients manager at Allan Gray In a world where instant gratification is king, it can be hard not to get distracted by the lure of short-term gains. But taking a long-term view of your investments and staying the course can give you the edge…

20 Feb 11 min

ALLAN GRAY – How to maximise your tax benefits this February

The end of the tax year in February presents an opportunity to evaluate the tax efficiency of your financial plan. With many competing financial priorities in the current economic climate, as well as the pending changes to the retirement fund system, you may be wondering whether maximising the annual tax…

6 Feb 10 min

All episodes