Everything Counts | Episode 11: Saving for your future self

Loading player...
In this episode of Everything Counts, we discuss retirement planning and saving for your future self. Host Motheo Khoaripe is joined by Kate Robson (co-head of Investec My Investments) and Kgomotso Motloung (Investec financial adviser). The conversation covers setting retirement goals, calculating how much you’ll need, and avoiding common financial mistakes. Whether you’re in your 30s or nearing retirement, this episode offers valuable insights on how to prepare for a financially secure future.

Everything Counts is a podcast series dedicated to exploring the ins and outs of personal finance. Hosted by 702's Motheo Khoaripe, each episode brings together financial experts to tackle crucial topics like saving, debt management, investing, and smart financial habits. The goal is to empower listeners with the knowledge and tools they need to achieve financial wellness.

#RetirementPlanning #FinancialWellness #InvestSmart #SavingForTheFuture #InvestecPodcast #EverythingCounts #RetirementSavings #MoneyMatters #FinancialAdvice

Key moments:

00:00 Introduction
01:20 Where to start with retirement planning
04:00 Calculating replacement ratios for retirement
05:36 The impact of inflation on your savings
06:47 Tactics to set you up for a comfortable retirement
10:58 Time as a key asset in retirement planning
11:17 Different retirement savings products explained
12:18 Should you cash out your pension fund when switching jobs?
17:33 Mistakes to avoid when reaching retirement
18:32 The benefits of living annuities and other preservation options

You may be interested in:

As an Investec client, you have access to a dedicated Investec financial adviser for your life insurance and investment needs. Our advisers provide objective advice with no additional fees or commissions. Ensuring transparency and trust. Experience clear, unbiased advice with your trusted financial partner.
14 Oct 2024 English South Africa Business · Investing

Other recent episodes

Everything Counts | Ep 30: Business Cybersecurity: Staying Ahead of Cyber Fraud

Worried about the growing threat of cybercrime and fraud targeting your business? This episode of Everything Counts is your essential guide to understanding and combating modern business cybersecurity risks. Join host Motheo Khoaripe as he speaks with Professor Danny Myburgh, digital forensics expert, and Kevin Hogan, Head of Fraud Risk…
8 Sep 28 min

Macro Monday Ep 86: Data readings increasingly point to a US slowdown

Investors are growing concerned about a possible US recession, as the labour market weakens and PMI numbers decline, notes Chris Holdsworth, Chief Investment Strategist, Investec Wealth & Investment International. Market are now expecting three US rate cuts this year and five next year.
8 Sep 9 min

NOW Ep108: The magnificent 10 | Striking gold in global markets

The six resources stocks among South Africa’s “Magnificent 10” are shining on the back of gold and platinum strength, but can the rally withstand US inflation, China’s demand shifts and local logistics woes? Host Jeremy Maggs asks Osa Mazwai, investment strategist at Investec Wealth & Investment International and Campbell Parry,…
2 Sep 22 min

Macro Monday Ep 85: Volatility remains low

Volatility in many asset classes remains low, despite the unclear outlook for tariffs, US growth, jobs and interest rates. Meanwhile, says Chris Holdsworth, Chief Investment Strategist, Investec Wealth & Investment International, the Fed remains cautious about the US economy, and markets are expecting a cut next month and four to…
25 Aug 9 min